A higher credit score often leads to better-than-average rates.

Carol M. Kopp edits features on a wide range of subjects for Investopedia, including investing, personal finance, retirement planning, taxes, business management, and career development. Vikki ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

A subprime auto loan is a type of loan used to finance a car purchase offered to people with low credit scores or limited credit histories.

Elevated interest rates and vehicle prices are making car loans increasingly expensive in 2026. The average monthly auto payment raced past $800 in the first quarter of the year, according to data ...

Auto refinance rates start below 5% for borrowers with excellent credit, but others might also find competitive rates ...

CNBC Select has named the best lenders for auto refinancing, based on rates, flexible credit, comparison shopping and other ...